Best cards for earning Chase Ultimate Rewards. Still, Chase Sapphire Preferred points are only worth 1. The value of Chase Ultimate Rewards points is what really sets the Chase Sapphire Preferred review apart from competitors, but it still has a lot of daily spending and travel perks. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Chase. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. . Not only does the card offer 3X points on restaurants. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Lyft rides through March 2025. Based on TPG's valuations, this equals a 4% return on spending. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. Sapphire Reserve: Rewards and bonuses. Maria Adams, Credit Cards Moderator. Best at Citibank: Citigold® by. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. Its collection of travel and purchase protections, statement. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. See moreThe Best Alternatives to Chase Sapphire Reserve. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. Credit Cards. The Chase Sapphire Preferred has better point transfer capabilities that could push the value you could get from the bonus ahead of the Citi Premier’s offer -- particularly if you redeem for. You can redeem your Ultimate Rewards point totals for travel-related purchases. Chase Sapphire Reserve. Fees and APR. Both cards have a variable APR between 18. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Both cards also offer $10 per. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. You must activate your subscription by Dec. The card earns 1. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. Winner: Chase Freedom Flex. Earn 5x Ultimate Rewards points on: travel purchased through Chase Ultimate Rewards (except hotels eligible for the $50 hotel credit). With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. S. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. The card. Chase Sapphire Preferred: 60,000. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). Cardholders earn 5 points per $1 on travel purchased through. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. Points are worth. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. To compare two very different welcome bonuses, we considered the relative return on investment of each. The bottom line. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. The Chase Sapphire Reserve comes with a. Use your $50 annual hotel credit through Chase Ultimate Rewards. The Sapphire Reserve increased its annual fee by $100 from $450 to $550 in. It offers numerous benefits that can easily justify its $95 annual fee. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. Luxury Card trio. Dream bigger with the Disney Premier Visa Card from Chase. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. Yes, big recent news that the bonus is being increased to a potential of 90k. Chase Sapphire Preferred Card. The Chase Sapphire Preferred® Card may. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. Competitors. And t hat's where the Chase Sapphire. The credit card company finally opened its first Sapphire Lounge over in Hong. Let’s refer back to our earlier spending scenario. If not, go with the Chase Sapphire Preferred® Card. The biggest difference between these credit cards is the annual fee, which goes from $95 for the Chase Sapphire Preferred to $250 for the American Express Gold. 7). Chase just reintroduced the lucrative 80,000-point welcome bonus on the Chase Sapphire Preferred® Card and added a new, elevated offer on the Chase Sapphire Reserve® worth 60,000 points. Chase Sapphire Preferred gives you a great deal early on, offering 60,000 bonus points – worth $750 in travel redeemed through Chase – for spending $4,000 within 3 months of account opening. Best at Chase: Chase Premier Plus Checking℠. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. The. But paying an annual fee of $550 upfront isn't for everyone. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. To file a claim over the phone, start by calling 888-320-9961. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Chase Sapphire Preferred. When Sapphire. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. 0125, but your credit card will be charged the full remaining dollar amount. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. 5 cents each if you have a Chase Sapphire. 49% to 28. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. Best at Chase for travelers: Chase Sapphire℠ Banking. It has a generous sign-up bonus and you can earn points on. For many, the decision comes down to this simple cost. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. Chase briefly offered a sign-up bonus of 100,000 points in June. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. Pros Valuable food-related bonus categories Welcome offer is worth $750. 49%. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. Like most travel cards, it’s not a great option for carrying a balance. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. CHASE. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. Card Weight: 17 grams. Spending on the Costco Anywhere card yielded $236 cash-back and the Chase Sapphire Preferred card yielded 21,600 Ultimate Rewards points. That works out to roughly $250 per person — and. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. 5 cents each when redeemed for travel through Chase Ultimate Rewards®. Deciding between two rewards. Capital One Venture vs. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. The Venture Card, meanwhile, offers 75,000. Winner: Chase Sapphire Reserve. S. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. Daily Newsletter. Best Alternatives to the Chase Sapphire Reserve Card. we actually think they are not direct competitors. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. New cardholders signing up for the Chase Sapphire. Rating. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. The new version of the lounge has snazzy. Apply Now Learn more. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 5 cents per point with the Sapphire. If redeemed. Best for Uber: The Capital One SavorOne Rewards Card. It also has CDs with low minimum opening deposits. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. 1:1 point transfers to Chase travel partners including major airlines and hotels. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. To get you started, new cardmembers can earn 60,000 bonus points after spending. Intro APR: None. As a matter of fact, they can be. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. Chase Ultimate Rewards ® are. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Cardholders can redeem points at 1. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. sans “X”, is. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. If you. The new version of the lounge has snazzy. Approval Factors for Chase Sapphire Preferred. Pros 3x points on restaurants. It. com. Chase Sapphire Lounge by the Club. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. 49% - 28. Welcome offers. 49% to 29. Chase has basically realized that the weight raises customers’ dopamine levels. The best credit cards of November 2023. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Its initial bonus is 60,000 points. But an annual fee should not be the end. That effectively brings the fee down to $250. Chase’s success with the Reserve card was difficult for. Once a creative solution during the worst of the pandemic, your points will no longer go as far using Pay Yourself Back. Best credit cards for groceries. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. With the Chase Sapphire Reserve, your points are worth 1. 49%. Runner-up: American Express® Gold Card. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. Updated: November 14, 2023. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. com. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Best Chase Credit Cards. The J. 25 cents each within the Chase Ultimate Rewards® portal. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. Unfortunately, many hotels will. Rewards winner. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. Winner: Chase Sapphire Preferred® Card. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. The Best SAP Competitors of 2023. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. The Venture X has a $395 annual fee ( rates & fees) while the. It all starts with a sign-up bonus of. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Chase Sapphire Preferred® Card: Best for beginners. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. It will automatically apply to a broad range of travel purchases. . The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. S. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. Their portal is better than Chase but still annoying to use,. You should avoid using your hotel credit at brands where you hold status. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Select which purchases you’d like to redeem points. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. We recommend having a FICO score of. after you spend $4,000 on purchases in the first 3 months from account opening. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Chase Sapphire Preferred® credit card. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. The caps are higher with the benefits from Visa Infinite. Cons. And if you’re already a loyal Sapphire Preferred. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. NOT FDIC INSURED. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. Insider's valuations estimate this. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. That’s worth up to $1,000 in travel. Most Prestigious Credit Cards in 2023 Chase Sapphire Preferred® Card. In this article, we pit the Chase Sapphire Reserve® vs. Interest. That’s a solid bonus with a reasonable spending requirement. The Chase Sapphire Reserve credit card was one of the hottest product launches in 2016, enthusiastically received by millennial consumers, a group that had previously eluded JPMorgan Chase and its competitors. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. Rewards Program Agreement. Which cards are better than the Chase Sapphire Reserve now that the annual. According to Chase, that would equate to a. Compare. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. Chase Sapphire Preferred Card: Best for beginners. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. At $95 per year, it offers a simple two miles per dollar spent. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. So, if you have 100,000 points, they are worth $1,250 when redeemed. 7 cents each, so to me, that’s a return of either 3. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. 01 (one cent), which means that 100 points equals $1 in redemption value. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. We recommend having a FICO score of. Insider pegs Chase Ultimate. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. Point transfers take a little extra work, but transferring your points could increase how much they. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. However, we value Chase points at 2 cents per point, making 100,000. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. The Sapphire Reserve's most natural competitors are another card. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). Chase Sapphire Reserve: 60,000 bonus points for spending $4,000 in the first. When you account for the card’s various perks, including the welcome bonus, 10 percent. There are some of the best perks. Welcome offer. Best for online grocery shopping: Chase Sapphire Preferred. Sapphire Preferred vs. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). This fee may be worth. Points are worth 1. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Neither card offers an. Chase’s Competitors Respond. 5. By Claire Tsosie. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Additionally, cardholders. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. And while you don’t receive any stay credits automatically. The Chase Sapphire Reserve gets a redemption value of 1. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. Annual Fee: $95. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Additionally, it offers flexible point redemption options, no foreign. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. To compare two very different welcome bonuses, we considered the relative return on investment of each. empty checkbox Compare the Chase Sapphire Reserve Credit Card. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. Metal Factor: Measuring up to its peers, the Savor. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. 5% cash back on every purchase and 5% cash back on hotels and rental. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Best for premium Uber. 60,000 Ultimate Rewards points after you spend $4,000 within three months. 25 cents per point when booking through the Chase Travel portal (instead of 1. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. $95 ( see rates and fees) Welcome bonus offer. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. . Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. The Platinum. The Platinum Card® from American Express. CarlosACJ • 5 mo. United Quest℠ Card. , both Chase and Wells Fargo are popular options. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. Their portal is better than Chase but still annoying to use, decent for a couple domestic flights. S. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. 40,000 bonus points after spending $3,000 in first 3 months. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. 25 cents each for travel booked through Chase or transfer points. Both. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. Citi® Double Cash Card: Best for flat-rate cash back. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. The Sapphire Preferred has a $95 annual fee, while the Sapphire Reserve has a $550 annual fee, but I subtract $300 from that, due to the value of the travel credit. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. But this offer is only available in physical Chase Bank branch locations. com, Hulu. Capital One Venture vs. 3X points with Reserve plus a $300 annual travel credit and 2X points with. QT9: Best for life science companies. Earn 60,000 bonus points. Earning Rewards With both cards, you. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Best for Trip. Also, the Venture X comes with cell phone insurance. Image Credit: Chase. Chase Sapphire Reserve.